Don’t put all your chocolate eggs in one basket. This is our chocolatey twist on the old saying but still carries a very valuable and important meaning regarding insurance.
The major crime most drivers commit against their personal finances is failing to shop around for the best premiums available and simply accepting their current insurer’s renewal quote.
Here Are 5 Great Reasons To Let BestQuote Shop Around For Your New Policy.
- Car Insurance Rates Are Ever-Changing
The most obvious reason to shop around for car insurance is to save money. What many people are not aware of is that insurance rates change all the time. Just because you couldn’t find a better rate last year doesn’t mean there’s no reason not to try again this year. Insurers determine rates based on confidential scoring models taking into account – driving history, vehicle information, age, gender and to wider extent socio economic factors like employment status.
- Loyalty Doesn’t Always Pay
Having fun or not, time certainly does fly. This simple fact is why a one year policy can be up for renewal before the blink of an eye, you may not realise you’ve been with the same insurer for years without giving it much thought. Consumers are routinely told that staying with the same company for a long time can be lucrative, whether through rewards or loyalty discounts. However, when it comes to car insurance, you might actually incur a “loyalty penalty.”
- Other Policies May Have Greater Benefits
You don’t know what you don’t know. Shopping around shows you other policies and associated benefits on offer. This may include additional coverage features like roadside assist or even higher excess values. Other benefits aside, comparing car insurance policies gives you that chance to line your pockets with some extra cash.
- Every Company Views Your Record Differently
Many people think there’s no point in shopping around for car insurance quotes if they have been deemed to be at-fault for an accident previously. This shouldn’t be a deterrent. An essential part of shopping around is to see which insurance companies may place less significance on the claim than others. There’s really nothing much to lose.
- Saving You Time
You may however be fond of your current insurer. When it comes to finding the right car insurance company, we know a company’s financial strength, claims handling, and customer service are almost as important as price. Even if you’ve already found a good match, the simple act of shopping around can prompt your current insurer to lower the price of your policy. In only 60 seconds, you can submit your information to have us here at BestQuote compare rates from more than 12 leading insurers to find the very best deals tailored specifically to you.
Visit BestQuoteBB.com today and complete a Car, Home or Business insurance quote and we will do the hard work to find you the best policy for the best price.
Complete a quote during March and you will also be in with a chance to WIN a delicious Chocolate Hamper!