Everyone knows that having car insurance is mandatory if you want to drive on the roads of Barbados. However, some persons tend not to take it as seriously as they should. They often find it as a simple chore that needs to be done when in fact there is more to it than that.
With this in mind, we are going to provide you with a checklist of the do’s and don’ts of car insurance to help you fully understand what it really means and how you should go about treating it.
1 – Ensure you are always aware of your renewal date, also keep a note of your last year’s premium in the event you decide to shop around.
2 – Understand your policy fully and know what it means. For example, do you know what type of coverage you have, or what that coverage offers? Is it Fully Comprehensive or it is Third Party? You should be able to answer these questions right off the bat.
3 – To avoid disappointment, it is always best to disclose any previous claims up front. Failing to do this can result in an insurance company cancelling your policy if they were to find out anything other than what was provided to them.
4 – Shop around. This is the only way you can know if you are receiving the best coverage at the right price.
1 – Don’t ever let your car insurance expire. Give yourself at least two weeks in advance in the event you decide to shop around for better prices. Last minute rushing can be stressful.
2 – Don’t allow persons not on your policy to drive unless otherwise stated by your insurance company. This can result in your insurance company not honouring a claim. In some instance, providing the individual is over twenty-five and has been driving for more than five years, your insurance may okay it. However, what some insurance companies have done in recent times is to add an additional excess for non-declared drivers.
3 – Don’t ever falsify information on previous claims. Ensure all the information is precise and correct. This way any future insurance company would be aware of the full details.
4 – Lastly, don’t forget to use BestQuote Insurance! Your number one comparison website.
Make sure you visit us today at www.bestquotebb.com or call us at 1-246-537-0140.